Connexus Credit Union made our list for a few different reasons. Good for those who prefer a credit union and want to do all of their banking under one roof. Representatives can also be reached via email. Checking account APY: 1.75% Savings account APY: 0.25% Mobile app rating: 4.6 Overdraft fee: $4 Customer supportĬustomer service representatives are available to assist account holders via live chat or telephone on weekdays between 7:00 a.m. Membership eligibility is dependent on being involved with a qualifying association living in an eligible county or community or being married to, living with, or related to an existing member. Connexus members have fee-free access to more than 67,000 ATMs in the CO-OPSM and MoneyPass® ATM networks. The credit union also offers money market accounts, individual retirement accounts (IRA), consumer credit cards, and more. Connexus Credit UnionĪbout: Connexus Credit Union serves over 441,000 members across all 50 states and offers high-yield checking accounts and deposit products, as well as personal, home, and auto loans. What’s more, Quontic offers multiple customer support options and mortgage products in addition to its checking and savings accounts. For the online banker who isn’t diligent about checking their account balance, this could be a lifesaver. A major selling point: Quontic doesn’t charge overdraft fees. Quontic Bank made our list for its competitive APYs, low fees, and massive ATM network. Checking account APY: 1.10% Savings account APY: 4.05% Mobile app rating: 3.8 Overdraft fee: $0 Customer supportĬustomers can contact a customer service representative via live chat, email, and telephone Monday through Friday between 9:00 a.m. It offers a number of checking accounts, savings accounts, and mortgage products. It is an FDIC-insured bank offering online and mobile banking platforms and a fee-free ATM network made up of 90,000 ATMs across the country. SoFi also offers a number of other financial services including private student loans, mortgage loans, auto loans, investment services, insurance, and more.Ībout: Quontic Bank is a digital bank that first started as a community bank in New York City in 2009. Additionally, the bank does not charge any monthly service fees it has no minimum balance requirements, and a vast fee-free ATM network. SoFi earned the top spot on our list for its stellar APYs on its checking and savings accounts. Good for those who want to earn a high APY on their checking and savings account balance. Checking account APY: 1.20% Savings account APY: 4.00% Mobile app rating: 4.4 Overdraft fee: $0 Customer supportĬustomers can request assistance 24/7 by reaching out to SoFi via phone, chat, email, and even sending general questions to the Twitter account at Our verdict Customers can pay bills, find ATMs, send money, make mobile deposits, and more via SoFi’s website and mobile app. SoFi has three physical locations in the U.S., but customers have access to a network of over 55,000 ATMs nationwide. SoFiĪbout: SoFi is an online bank headquartered in San Francisco that offers checking, savings, investing products, and more. (Note: Minimum deposit requirements, fees, and other numbers in our list are up to date as of April 18, 2023, and are subject to change.) 1. Here’s our rundown of the top 10 online banks and credit unions, including the key figures you should know before you open an account.
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